CARL "WES" CARICO
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The information provided on this website is for general informational and educational purposes only. It does not constitute legal advice, and no attorney-client or expert-client relationship is formed by accessing or using this site.
All views and opinions expressed are those of the author and do not necessarily reflect the positions of any affiliated organizations, employers, or clients. While efforts are made to ensure the accuracy of the information presented, no guarantee is made as to its completeness or current applicability.

Visitors should not act or rely upon any information contained herein without seeking appropriate professional or legal counsel.
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Use of this website or communication through it does not create an engagement or retention relationship for expert witness or consulting services unless and until a formal written agreement is executed.

Peace Under Pressure
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Most repossession operations have breach-of-peace language on paper—but not a field standard agents can apply under pressure. Peace Under Pressure translates UCC §9-609 into a measurable, trainable decision framework built to hold up in the real world.
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Peace Point System™

The Only Objectively Scorable Breach-of-Peace Framework in the Recovery Industry.
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UCC §9-609 requires every repossession to occur "without breach of the peace." It does not define what that means.

Courts across jurisdictions have issued conflicting, irreconcilable rulings on identical fact patterns for decades — and that ambiguity is not going away.

​Peace Point™ ends the guesswork. It is a trademarked, published, field-tested standard that translates subjective risk assessment into a numeric score — with a clear, defensible threshold for when an agent must stop.

Peace Point™ and Peace Point System™ are pending trademarks of Carl "Wes" Carico.

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  • Home
  • About
    • Expert Analysis
    • Confidentiality & Ethics
  • Peace Point
  • Publications
    • Books >
      • Peace Under Pressure
      • PSIR Volume I
      • PSIR Volume II
      • PSIR Volume III
    • Articles >
      • Use of Force In Repossession
      • UAR & Recovery Masters
      • No Means No
    • White Papers >
      • GA Personal Property >
        • GA Possessory Lien Law
        • Support the Paper
        • GA PP Q&A
  • Get in Touch
  • Engage
    • Consulting
    • Speaking
    • Expert Witness
    • Beyond Repossession
  • News/Info